Friday, February 13, 2009

Managing payments on time with no hassles.

I have a big responsibility in the family,that is, I do all billing statements monthly. Therefore I can't risk being late for any one payments or else it would make me look like I can't manage time in life too well. And my parents will take the late fee charges. Which in both ways is a lose lose situation. My plan in managing this task without having to waste too much of my time every month to write checks and mailing them, I do all payments online with a credit card. That credit card's not just ANY credit card, but one that provides cash back/dividends in return. That way I can save myself time and be able to make 1-3% cash back on all bills that I pay.

This managing task comes in steps. First off, I have to setup accounts online for all the companies that I need to make payments to. Then, I have to make a reminder to myself of all the payment's due dates. This chart table is posted next to my computer organized in the order off times that payments are due. I Group all of them according to due dates, so that I can make a one time pay with all of them taht are due around the same week on that one day. After I make the payments I write down the confirmation number on the bill to make record that I've paid the bill. Since all these are credit card paid, I much then make the credit card payment. I do this by doing transfer transcations online through my banking account. That way I also save myself the hassle to go to the bank. This is a no hassle responsibility as long as I can pay the bills on time.
**P.S. money are on the account through direct deposits from work...

Tuesday, February 3, 2009

About Me*

Hey everyone! My name's Maggie Wu. I'm a sophomore at Baruch. I just got back on Sunday from my Winter break in China. Still adjusting with the time change. I stayed for Chinese New Year with my families, but the foggy cold weather ruined everything. The streets were pretty much empty, there wasn't much of a New Year mood. I was disappointed. Anyways, although I'm Chinese but I love everything that's Korean: food, music, movies, dramas and etc. My next vacation destination's also Korea. I'm a full time student and also work part time on the weekends. I go online very often to watch Korean/Chinese dramas. Um... that's all I can think of for now. I would love to hear from all of you soon. ;p